Whatever your dream is, you need to plan for it now. Because once you retire, you will no longer receive a salary/ earn regular income. And to sustain your daily expenses and live your golden years you will need a financial back-up. Your health and mind is an important aspect too while you are retiring. Get to know how well you can plan your retirement. The only difference in life post retirement is that you continue living, but you might not have a fixed flow of income. And in order to remain independent, you need to save and invest for your future now.